Atlanta Home Buyers

Atlanta Real Estate Agent - Debby Braun - Keller Williams Realty-First Atlanta
Debby Braun

Home Buying Process

Title Exam & Title Insurance

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Behind The Scenes - Title Exam & Insurance

Title Insurance – There are two types of title insurance:

  • Coverage that protects the lender for the amount of the mortgage,
  • Coverage that protects your equity in the property.

Both you and your lender will want the security offered by title insurance. Why?

Title agents search public records to determine who has owned any piece of property, but these records may not reflect irregularities that are almost impossible to find. Here are some examples: an unauthorized seller forges the deed to the property; an unknown, but rightful heir to the property shows up after the sale to claim ownership; conflicts arise over a will from a deceased owner; or a land survey showing the boundaries of your property is incorrect. For a one-time charge at closing, title insurance will safeguard you against problems including those events an exhaustive search will not reveal.

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Keller Williams Realty-First Atlanta
200 Glenridge Point Parkway, Suite 100 • Atlanta, Georgia 30342
Office: 404.532.5700 • Cell: 404.372.9556 • Fax: 770.509.0202
Each Keller Williams Realty office is independently owned and operated.
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